Credit Repair Services

Credit Repair

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Repairing Your Credit Profile Is One Of The Most Essential Financial Decisions You Can Make.

Credit360 Credit Repair is a company that puts our money where our mouth is. We only charge a fee when eligible items are deleted, removed, or repaired from your credit report. With our 360 Repair, Rebuild, and Relax Credit Repair Program, you can avoid expensive credit repair companies that charge monthly fees without delivering the results you expect.

We are confident in our advanced dispute strategies and allow you to pay for eligible deletions after you see the results. We also provide a 100% money-back guarantee, giving you added peace of mind throughout your credit repair journey.

What is the 360 Repair, Rebuild and Relax Process.

Welcome to Credit360’s “Repair, Rebuild, and Relax” program our comprehensive approach to helping you achieve a healthier credit profile. Our credit repair process begins with a detailed credit analysis to identify areas that need attention. From there, we develop a customized action plan based on your unique financial situation and credit goals.

Our credit repair services are designed to help you understand your credit report, address inaccurate or questionable information, and take informed steps toward improving your credit profile.

Our credit dispute process uses factual dispute strategies and Metro 2 compliance methods to challenge inaccurate, unverifiable, or outdated information on your credit report. With guidance from our credit specialists, you can take steps to repair your credit, rebuild your financial profile, and better understand the credit repair process.

How the Repair, Rebuild and Relax Process Works

1. Analyzing Your Credit Reports

Prior to enrolling in our program, a credit analyst will provide you with a consultation of your three credit bureaus and scores. Your analyst will clearly explain our program, how it works and what options are available to getting your credit back on track. We will be looking for negative items like outdated or incorrect personal information, collections, charge-offs, tax liens, judgments and late payments that may be hurting your score. We will also guide you as to what types of positive credit accounts should be applied for to increase your scores at the fastest rate possible.

2. Creating a Definitive Action Plan

Upon enrollment, a dedicated credit analyst will conduct a detailed audit of your credit report and guide you through our entire disputing process. Plus, you will receive a definitive action plan which will show you how we will be working to increase your credit scores while providing you with strategies to reduce your debt. We will then begin the dispute process to each of the three credit bureaus Transunion, Experian and Equifax as well as the actual creditors directly.

3. Launching of the Repair and Rebuilding Process

Keep in mind we will be disputing all of the negative credit items on your three credit bureaus right from the start. If the information on your report is not Timely, Accurate or Verifiable we will demand that it be IMMEDIATELY DELETED from your reports. We will help you strategically apply for positive credit accounts, in addition to helping you increase your available credit limits and scores. Whether you have been through a bankruptcy, divorce, or may have made past mistakes with your finances, repairing your credit doesn’t have to be complicated.

4. Rinse and Repeat of the Process

Once we have received your disputed credit reports from the bureaus, we will then analyze the reports for the updated or deleted items and then generate new dispute letters addressing the non-deleted items. We will do this dispute process every 30-45 days for the next 365 days which is trackable through our online portal. The key to the removal of negative information is persistence and communication with our Credit360 consultants. Stick with our proven system so you can relax and enjoy having great credit again. Guaranteed!

5. Program Pricing - $360 Audit Fee

Get started with our program for just $360, covering a full year of service. The audit fee can be conveniently split into two payments of $180. The first payment is due at enrollment, with the remaining $180 due 30 days later.

For the rest of the 12-month program, you’ll only pay for items that are successfully removed from your credit report—just $50 per deleted collection or charge-off. For a detailed breakdown of deletion fees, please refer to the attached program pricing sheet.

Unlike companies that charge monthly fees and may prolong the process to keep you as a client longer, our pay-per-delete model ensures you pay only for results. This approach allows you to see improvements in your credit faster.

Credit repair program highlights

Yearly Audit + Deletion Fees Price : $360.00

$50 Collections & Charge-Offs

$75 Repossessions & Child Support

$100 Judgements, Bankruptcies, Foreclosures

Free – Inquires

Free – Personal Information

Repair, Rebuild and Relax Highlights

Social Media & Referral Credits –

As an added bonus, a client can be awarded $25 credits towards their credit deletions invoice for ‘every social media testimony or review given about your experience with us at Credit360. No worries we will even provide you with the social media links to assist wit your credits.

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